BC Victoriabank S.A. is a leader in the banking system of the Republic of Moldova. It holds a leading position and is ahead of many other commercial banks as regards development and innovations of banking services. The Bank complies with all the NBM's requirements for income, assets, return on assets, liquidity, and loan portfolio quality. In 1999 BC Victoriabank SA was named the most approximated to an ideal bank in terms of such financials as the bank's equity investment security, immediate liquidity ratio, the bank's exposure to risks involved with use of attracted finance, current liquidity ratio, and asset security ratio (“Banki i Finansy” magazine, Issue 10, October 1999).
Currently BC Victoriabank S.A. operates as a lending institution providing a comprehensive range of banking services to corporate clients and individuals, including settlements, loans, banking card operations, documentary and other banking transactions. Many years of experience at the developing market and implementation of the most up-to-date banking techniques allows the Bank to offer its clients optimum cooperation forms. Reliability, high quality of services, efficiency, and mutually beneficial partnership relations with all its clients have become key principles of the Bank's operation. As the holder of a general license for banking operations, BC Victoriabank S.A. provides a comprehensive range of banking services available at the Moldovan market. It provides services to corporate clients in line with international standards, performs all the necessary foreign exchange transactions for internal banking and bank-to-bank transfers as well as financing, guarantee, cash and check operations.
The main objectives of BC Victoriabank S.A. are to continue the development of its branch offices, to expand the range and to improve the quality of banking services, contributing to the development of the real economy sector in the Republic of Moldova.