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The share of unfavorable credits in the banking system of Moldova increased by 1,45 pp since the beginning of 2010, amounting to 17,83% as at the end of July

25 august 2010, 15:25 print out copy link The link has been copied to the Clipboard

According to the NBM’s data, as of December 31, 2009, the share of unfavorable credits in the banking system was 16,38%. In comparison with indices of January-July 2009 (11,95 pp) it increased by 5,88 pp over 7 months of 2010. The share of unfavorable credits in the joint normative capital increased since the beginning of this year by 5,95 pp making up 62,02% (56,07% at the end of December 2009). In comparison with indices of January-July 2009 (41,15%) it increased by 20,87 pp. At the same time, over 7 months of 2010 the unfavorable assets made up 10,07% of the total amount of assets (+1,24 pp by December 2009) and 62,64% of the joint normative capital (+5,81 pp). In comparison with indices of January-July 2009 (41,98%) in January-July 2010 they increased by 20,66 pp. The share of non-performing and non-interest credits in January-July 2010 made up 17,43% of the total volume of credits (-0,23 pp) and 60,46% of the joint normative capital (+0,19 pp). Credits in currency made up 43,57% of the total amount of given credits (-2,75 pp since the beginning of the year). The share of credits intended for industry and trade made up 51,31% (-0,29 pp since the beginning of the year), to agriculture and food industry – 16,08% (+0,21 pp), for real estate, construction and development – 12,57% (+0,03 pp), consumer credits – 8,45% (-0,28 pp), for energy ad fuel industry – 3,06% (-0,24 pp).

 

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